
“ThumbPay is India’s new way to pay with just your thumb and your Aadhaar and UPI.” Find out what it can do, how much it costs, what its pros and cons are and why it’s the best way to shop for Diwali in 2025.
With the launch of ThumbPay, a new biometric payment device from the Gurugram-based startup Proxgy, India’s digital payment journey has taken a big step forward. You don’t need a smartphone, internet, or debit card to use ThumbPay. Your thumb impression linked to Aadhaar and UPI is all you need to make payments.
Gurugram-based startup Proxgy has launched ThumbPay, a revolutionary biometric payment device that allows users to make payments using just their thumb, without the need for a smartphone or card.#Proxgy #ThumbPay #BiometricPayment https://t.co/aYX56lQU6k
— Fortune India (@FortuneIndia) September 17, 2025
What is ThumbPay?
ThumbPay is a biometric device that links your Aadhaar-linked bank account to UPI. A quick scan of your thumb proves who you are, and the payment goes through right away.
Important Things About ThumbPay
Feature Details:
- Developer: Proxgy (an IoT startup based in Gurugram)
- Price: Under ₹2,000 for merchants
- Technology: Aadhaar Authentication + UPI
- User Requirement: Aadhaar-linked bank account
- Device Requirement: Small biometric scanner provided to merchants
- Current Status: Pilots trials successfully completed, awaiting NPCI & UIDAI approvals |
Good things about ThumbPay
- Inclusive: Great for people who don’t have smartphones or the internet.
- Convenient: Just put your thumb on the screen to pay.
- Affordable: Merchants can get the device for less than ₹2,000.
- Reliable: Works even when there is no internet, thanks to AEPS.
- Festive Shopping Friendly: Makes it easy for local vendors to get paid during Diwali and other holidays.
Problems with ThumbPay
- Approval from the government: UIDAI and NPCI must give their approval before the full launch.
- Concerns about security: Aadhaar and biometric privacy must be protected.
- Speed of rollout: It may take time for the service to be available nationwide.
- Device maintenance: Merchants must take care of the battery and other issues.
Why ThumbPay is Important this Festive Season
During the Diwali shopping rush, both customers and small shop owners need quick and easy ways to pay.
- People who don’t have smartphones can still pay without cash.
- Vendors in **kiran shops, vegetable markets, fuel stations, and local bazaars can easily take payments.
- This initiative supports India’s goal of achieving “financial inclusion” and providing everyone with access to the internet.
ThumbPay Questions and Answers
Do I need a smartphone to use ThumbPay?
What do I need to pay with ThumbPay?
When will ThumbPay be ready?
How much will it cost merchants?